Learn from the past, understand the present, plan for the future
Our approach to wealth management begins with asking questions. Before we can design a strategy tailored to your unique situation, we must first develop a complete picture of your financial life. We review your path to wealth thus far, and evaluate your current assets and liabilities (your “balance sheet”) and your income from all sources. We discuss your goals and aspirations, including philanthropic objectives and estate planning. We also have in-depth conversations about risk, its different forms, how it affects goal setting, and the trade-offs between seeking returns and preserving wealth.
With this information in hand, we develop a clear, personalized strategy that balances your need for liquidity and your long-term goals. We design an appropriate investment allocation using active and passive investment tools to meet your objectives. Our recommendations are flexible – you are not restricted to any specific product, fund or provider.
Since life is unpredictable and change is inevitable, we will meet frequently to share updates. This involves two-way communication: you inform us of changes in your personal and professional life that may affect your plan, and we discuss your investment performance, recommending any changes as needed. Together, we keep you on the best path to help you achieve your goals.
Our Commitment to Clients
Cedar Valley Capital is dedicated to delivering proactive, personalized service to our clients. We intentionally work with a select number of families to ensure that we can provide the level of attention our clients expect. We firmly believe that the complex issues involved in wealth management require a customized approach, not a self-guided platform that delivers pre-packaged recommendations.
We also believe in the value of spending time with you, face-to-face. We often find that even a simple conversation can lead to unexpected and important discoveries about goals, concerns and opportunities that might have been overlooked without that personal interaction. You can expect to meet regularly with two or three members of our team, and sometimes more as we bring in experts to address multi-layered issues. Of course, you have the flexibility to meet with us at a moment’s notice, whenever the need arises. Whether you have an investment-related question, want to discuss cash flow options for a personal or business purpose, or need our service team to transfer funds, our specialists are dedicated to meeting and exceeding your needs with a level of service that you expect.
Our Commitment to Service
Providing the highest level of financial advisory services to wealthy families requires experience and specialized knowledge. At Cedar Valley Capital, we invest our time and resources into understanding all of the aspects of your financial life so that we can develop a truly comprehensive plan to meet your multi-generational wealth management needs. We are committed to updating our technology and tools as needed, to enhance our interactions with clients and to provide a level of service that meets our own high standards. We also pursue ongoing education internally, since developing the expertise of our team members is part of our commitment to providing you with the most appropriate advice and the highest level of service.
Our Philosophy
We established Cedar Valley Partners to provide high net worth clients with a level of service and attention that combines the focus of a boutique advisory firm with deep knowledge acquired from our experiences within global financial institutions. We are dedicated to delivering the best in personalized wealth management. We believe that advisory relationships require a deep level of trust and we honor that trust as we provide advice and guidance in helping our clients to reach their goals. In fact, we often act as a confidante to our clients when their lives take unexpected twists and turns. When our clients face challenges (providing for children with special needs, a family member with a substance abuse problem, etc.) we are here to help address them. In summary, we seek to provide clients with the peace of mind that comes with having their wealth management needs addressed by a trusted, highly qualified advisory firm.